This ‘User Agreement’, which is intended to be a legally binding contract between you and us, contains the following:

(i)                  Terms of Sale : this governs your purchase and use of the Gift Cards;

(ii)                 Website Terms of Use : this governs the access and use of the Website; and

(iii)                Privacy Policy : this governs the use of your personal information we collect.

You agree that you are of legal age to enter into binding contracts, have read, understood and are bound by the User Agreement. If you do not want to be bound by this User Agreement, you should not use this Website or conduct any sale/purchase transaction.

References to “you”, “User” shall mean the end user accessing the Website, its contents and using the Functionalities offered through the Website, “Service Providers” mean independent third party service providers or merchants, and “we”, “us”, “Online Munafa” and “our” shall mean Online Munafa.

We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.

I.                    TERMS OF SALE

(i)                  The Gift Card you purchase is redeemable for goods or services by the seller of such goods and services, or the Service Provider. The Service Provider, not Online Munafa, is the seller of the goods and services and is solely responsible for redeeming any Gift Card you purchase.

(ii)                The Gift Card shall have the necessary redemption instructions on it. The Gift Card may have an offer period, or expiry date, mentioned on it. You shall use it accordingly.

(iii)               Unless otherwise stated, you will not be entitled to receive credit or cash-back for whatever value of the Gift Card you don’t use.

(iv)              Unless otherwise stated, you cannot combine the Gift Card offer with other special offers or promotions that may be on.

(v)                Unless there is something wrong with the purchase or an error attributable to us, we do not offer refunds. Gift Card once sold are non-refundable, whether you use it or not.

(vi)              Neither Online Munafa nor the Service Provider shall have any liability in the event you lose your Gift Card at the Service Provider venue.

(vii)            Online Munafa is merely the aggregator of deals and issuer of usable Gift Card. The Gift Card and the deals are the property of the respective third party Service Provider.

(viii)           As such, Service Provider shall be fully responsible for any and all injuries, illnesses, damages, claims, liabilities and costs suffered by or in respect of a customer, caused in whole or in part by the Service Provider.

(ix)              Notwithstanding anything to contrary, Online Munafa’s entire liability to you shall be the refund of the money charged from you for any specific Gift Card, under which the unlikely liability arises. Under no circumstance shall Qwikcilver be liable for any consequential, indirect or remote loss that you or your friends and family may suffer.

I.                  WEBSITE TERMS OF USE

A.                  General

www.onlinemunafa.com (“Website”) is an Internet based portal owned and operated by Online Munafa, a company incorporated under the laws of India, having its registered office at Bangalore, India. Use of the Website is offered to you conditioned on acceptance of all the terms, conditions and notices contained in these Terms, along with any amendments made by Online Munafa at its sole discretion and posted on the Website.

B.                  User Account, Password, and Security

The Website requires you to register as a User by creating an Account in order to purchase Gift Card(s) from the Website. You will receive a password and account designation upon completing the Website’s registration process. You will be responsible for maintaining the confidentiality of the password and the account, and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify Online Munafa of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. Online Munafa cannot and will not be liable for any loss or damage arising from your failure to comply with this Section B.

Communication

Online Munafa may use the information submitted by you to send you emails and SMS for administrative and marketing purposes, through its servers and systems; or through third party e-mail Or SMS service providers.

User can unsubscribe/opt-out from our communications sent on SMS and Email anytime:

1.Please email us at info@onlinemunafa.com to unsubscribe from SMS or E-mail;
2.User can also unsubscribe from emails, by clicking the “Unsubscribe URL” mentioned in the footer of the emails.

3.                  Privacy Policy

The User hereby consents, expresses and agrees that he has read and fully understands the Privacy Policy of Qwikcilver in respect of the Website. You further consent that the terms and contents of such Privacy Policy are acceptable to you.